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Budgeting

Learn how assigned and available money work together, choose the right kind of target, and adjust your plan without losing track of a dollar.

  • Overview
  • Getting Started
    • Set up Pocketwatch your way
    • Pockets
    • Budgeting
    • Importing data
  • Budgeting
    • Budget targets
    • Moving money and rollovers
  • Accounts
    • Managing accounts
    • Bank-linked accounts
    • Cash accounts
    • Credit cards
    • Loan accounts
    • Investment accounts
    • Steam accounts
  • Investments
    • Supported stock pricing
  • Support
    • Canceling your subscription
    • Changing your currency
    • Changing the date format
    • Signing in and recovery
    • Light and dark mode
    • Changing your timezone
    • Connecting a bank account
    • Text-message security codes
  • Change Log
    • August 4, 2026
    • August 3, 2026
    • July 23, 2026
    • June 20, 2026

How do budget targets work?

Choose whether to add fresh money, top up an available balance, or build toward a dated goal. Rollover counts differently for each one.

How do moving money and rollovers work?

Moving money changes this month's assignments, while available balances carry forward from month to month.

Can't find your answer? Contact us and we'll point you in the right direction - or write the article you were looking for.

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