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Money, explained plainly.

Short, honest guides to tracking your net worth and your investments. No jargon, no hedging.

📅 How often to check your net worth

Update your net worth monthly, review it quarterly, and treat the daily glance as entertainment. A clear framework for a number that moves every day.

Updated August 7, 2026

🏠 What counts in your net worth

Your 401k, your house, your car, your debts - an item-by-item answer to what belongs in your net worth, and the two-number habit that ends the arguments.

Updated August 7, 2026

🎯 Net worth goals by age

Net worth benchmarks compare you to strangers. What the published numbers actually measure, and how to set a goal against your own trajectory instead.

Updated August 7, 2026

🔒 Manual tracking, live prices

Track your net worth without linking a bank account. Manual accounts with live market prices - private on purpose, current where it counts.

Updated August 7, 2026

🏷️ Is Monarch Plus worth it?

Monarch Plus is $199.99 a year, not the $299 you may have seen. What the new tier adds over Core, who it fits, and a two-minute test to decide.

Updated August 9, 2026

💎 What $250 of Kubera buys

Kubera charges $250 a year for a balance sheet with remarkable breadth and no budgeting on purpose. Who it fits, and the cheaper end of the tradeoff.

Updated August 9, 2026
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