Pricing
Pay for the room you need.
Every plan is the whole app — budgeting, net worth, investments, the lot. Plans differ by just two things: how many pockets (separate workspaces) and how many bank connections you want. Start with a 14-day free trial. No card to try it.
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Manual Web
Track it yourself on web.
$3.50 / month
- 1 pocket
- No bank connections
- Every Pocketwatch feature
- Most popular
Basic
One workspace with two bank connections.
$4 / month
- 1 pocket
- 2 bank connections
- Every Pocketwatch feature
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Pro
Every pocket, every connection.
$8 / month
- Unlimited pockets
- Unlimited connections
- Every Pocketwatch feature
Bank connections are available in the web version of Pocketwatch only. The desktop app is coming soon and will stay manual and local when it launches.
Manual Web tracks money by hand in the browser; Basic adds two synced bank connections in the web app; Pro unlocks unlimited pockets and connections. Desktop access is coming soon after signing is complete.
Always included
One price, the whole picture.
No feature is paywalled behind a higher tier. You only ever pay for scale.
If our billing model ever changes, we will grandfather your subscription for as long as you'd like to continue using the service.
- Zero-based budgeting Give every dollar a job, with carry-forward each month.
- Unlimited accounts & transactions Checking, savings, credit, loans — no caps inside a pocket.
- Net worth tracking Monthly snapshots stitch every account into one trend line.
- Investment portfolio Lot-level cost basis, realized & unrealized gains, FIFO sells.
- Live market prices Stocks, ETFs, crypto, and commodities repriced automatically.
- Asset tracking Real estate, vehicles, and collectibles with value history.
- Recurring bills & forecasting Flag recurring transactions and see what’s coming up.
- Transfers between accounts Paired transactions keep both sides of a move in sync.
- Desktop app, coming soon The local encrypted app will launch after code-signing is ready.
- Cancel anytime Prorated refund for the unused part of your term.
Try it free for 14 days.
Two minutes to set up. No card for the trial. Cancel any time.
Start free trial