What's new - June 20, 2026

Passwordless sign-in (with a migration window for existing accounts), a guided onboarding flow, the new Calendar, demo data, currency display, YNAB imports, and a round of UI fixes.

We've gone passwordless and strengthened our authentication security!

Every account that used to sign in with a username, password, and SMS-based two-factor has been moved to passwordless sign-in.

Starting today, anyone who used a password to sign in will use an email-based login link instead. The first time you sign in, you'll verify your existing phone over SMS, and then we'll guide you to set up a new form of MFA, one of the following:

Use a passkey. Passkeys are the strongest form of phishing-resistant authentication available today. A single passkey also satisfies a multi-factor login on its own (something you possess + something you know, like a Windows Hello PIN, or something you are, like a biometric). The experience is simple too - one biometric or PIN prompt, no second step.
Log in with Google + an authenticator app enrolled with Pocketwatch. Use your Google account as the first factor and an authenticator app as the second. That way your Pocketwatch account stays safe even if your Google account is ever compromised.
Log in with an email login link + an authenticator app. We'll email you a login link as the first factor, then use an authenticator app as the second factor.

You can enroll in both options 1 and 3 if you want more than one working sign-in path.

During enrollment in a new strong factor you'll be given a new recovery code. This is your only active recovery code - keep it somewhere safe.

If you lose access to your authentication methods, the last resort is a time-gated recovery email, which takes 3 days to be sent out.

From this point forward, please start sign-in by either:

Using your passkey,
Starting with your Google account, or
Sending your account a login link.

You cannot use your old password to sign in anymore.

We've improved the onboarding experience!

There is now a properly guided onboarding experience that walks you through setting up your first accounts and your first budget marks, and gives you a useful baseline understanding of zero-based budgeting and the most important starting features.

The Calendar is here!

In the sidebar navigation you'll now see a Calendar option. It shows your tracked budget targets and stock dividend activity.

Want to see a pre-populated pocket for reference?

We've introduced a new 'Seed demo data' option on the budget page, which creates a demo pocket with a randomized budget, account information, debts, investments, and a net-worth preview.

There can only be one demo pocket at any time, and it's automatically deleted after seven days. Feel free to seed demo data as much as you'd like.

Choose your currency!

From the settings page, you can now display various currencies throughout the interface.

A round of UI fixes

Several UI fixes have shipped with this update as well, cleaning up various oddities throughout the interface.

Import from YNAB and other methods

We've introduced imports v1. This ships basic import functionality to move over from YNAB, along with a few other methods to help you get into Pocketwatch. We intend to improve this a lot in the future, with much more guidance for importing directly from other applications.

Last updated June 20, 2026